Horizon Package

The Horizon Package is our flexible no-fee product and services bundle exclusively for members aged 60+ and tailored to your retirement lifestyle needs.

Including all of the features and services you expect, plus the extra value you need, the Horizon Package is a simple and comfortable way to manage all of your banking in one place at no additional cost.


  • Free, unlimited chequing transactions
  • Pre-approved $2,000 overdraft protection (on approved credit)
  • Discounted safety deposit box rental


Monthly Fee None
Number of withdrawals included per month* Unlimited
Online and mobile banking Included
Bill Payments Included
E-Statements with Cheque Images Included
Canadian Credit Union ATM withdrawals Included
EXCHANGE® & Interac® ATM withdrawals in Canada $2.00 each
US ATM withdrawals 2 Free per month;
then $3.00 each
International ATM withdrawals $3.00 each
Optional paper statement with cheque images $3.00/month
Personalized cheques Cost
Canadian and US drafts Included
Safety Deposit Box Discount $10.00
See Service Charges Brochure for all features.
Apply Now for a Horizon Package

*Withdrawals at any Credit Union/ACCULINK® ATM in Canada, MemberDirect® and TeleTouch Banking withdrawals and transfers, Interac®

**Excludes EXCHANGE®, Interac®, US and International ATM withdrawals

THE EXCHANGE® is licensed for use in Canada by FICANEX Services Limited Partnership.

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Certified Age-Friendly Business (CAFB)