Our HEADSTART package is equipped to meet the financial needs for members under the age of 17. This account provides the convenience and freedom for the busy lives of young members, while saving money along the way! You will receive the Smart Package for FREE, which may be applied to your choice of either a Chequing or Plan24 Savings account.


Monthly Fee None
Number of withdrawals included per month 50 Free*
Over Limit Transactions $1.00 each
Online and mobile banking Included
Bill Payments Included
E-Statements with Cheque images Included
Canadian Credit Union ATM withdrawals Included†

EXCHANGE® & Interac® ATM withdrawals
in Canada

$2.00 each
US and International ATM withdrawals $3.00 each
See Service Charges Brochure for all features.
Apply Now for a Headstart Package
* Excludes EXCHANGE®, Interac®, US and International ATM withdrawals

† Plus account withdrawal fees if over transaction limit.

THE EXCHANGE® is licensed for use in Canada by FICANEX Services Limited Partnership.